Benefits
The Sanford School of Medicine offers an outstanding benefits package, including full family health insurance coverage. Specific information regarding benefits is available at orientation.
Stipends for 2009-10 academic year:
- PGY1 - $48,700
- PGY2 - $49,700
- PGY3 - $50,700
- PGY4 - $51,700
- PGY5 - $52,700
Residents may select one of two health insurance plans:
- $500 deductible (resident pays difference between $1000 and $500 premium)
- $1000 deductible (premium paid in full by school)
Benefit paid by school |
Monthly value |
| Health Insurance (Max out-of-pocket: single - $1000; family - $2000 Lifetime max: $2 million per person Physician office visits: $15 co-pay Scripts - generic: $10 co-pay brand name preferred: $25 co-pay brand name non-preferred: $40 co-pay) |
|
| Single |
$500 Ded. |
| Resident + spouse |
$500 Ded. |
| Resident + children |
$500 Ded. |
| Family |
$500 Ded. |
Benefit paid by school |
Monthly value |
| Dental insurance ($25 deductible per person per coverage year, not to exceed $75 per family; max benefit: $1000 per person per year) |
|
| Single |
32.00 |
| Family |
Resident pays |
Benefit paid by school |
Monthly value |
| Vision Insurance (No deductible eye exam, $10 co-pay on glasses or lenses; max benefit: $105) |
|
| Single |
8.41 |
| Resident + spouse |
14.16 |
| Resident + children |
14.43 |
| Family |
22.84 |
Benefit paid by school |
Monthly value |
| Life insurance (term) (Resident - $50,000; Spouse - $25,000; Child - $5,000; Infant - $1,000) |
|
| Single |
8.25 |
| All others |
11.42 |
Benefit paid by school |
Monthly value |
|
Disability insurance - resident only |
13.00 |
Benefit paid by school |
Monthly value |
| Malpractice insurance (Limit $1 million each person Total limit $3 million Coverage provides "tail" for all residents) |
153.27 |