Federal Stafford Subsidized and Unsubsidized Loans

More on the Federal Stafford Loan

Grad PLUS Federal Loan

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Federal Perkins Loan

More on the Federal Perkins Loan


Private loans

  • FAFSA may or may not be required as determined by lender
  • Lender application required
  • Student creditworthiness or co-signer usually required 
  • Terms and interest rates vary by lender

More on Private Loans

Interest-Free Testbook Loans

  • Up to a $500 interest-free loan from USD for books and supplies at the USD Bookstore
  • Available to full-time, undergraduate students on the Vermillion campus

More on Interest-Free Book Loan

Parent loans

Parent PLUS

  • Credit approval is required

More on Parent PLUS Loans

Parent Private Loans