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Exit Counseling is an online counseling session for borrowers of Federal Stafford Loan and/or Federal Grad PLUS loan funding. All borrowers of Federal Stafford and Grad Plus Loans must complete exit counseling when they graduate, withdraw, or drop below halftime status at the University of South Dakota. Exit Counseling needs to be completed even if you are planning to continue your education at another institution.

Use the following links to complete your required exit counseling session:

Exit Counseling will explain your rights and responsibilities as a federal loan borrower. It also provides information and terms to help you make the right choices about repayment. During the counseling you will review your total federal student loan debt.

As you complete the Exit Counseling, pay special attention to the following:

  • Estimated Monthly Loan Payments
  • Loan Summary Information
  • Interest Rates & Payments of Interest
  • Entering Repayment
  • Repayment Incentives
  • Repayment Plans ·
  • Making Payments ·
  • Deferments
  • Forbearances
  • Delinquency and Default
  • Loan Forgiveness