Financial Aid - Student Loans
Federal Direct Student Loans
- Federal loan, Free Application for Federal Student Aid (FAFSA) required
- Undergraduate and graduate students eligible
More on the Federal Direct Loan
Federal Direct Graduate PLUS Loan
- Graduate students eligible
- Credit approval required
More on the Grad PLUS Federal Loan
Federal Direct Parent PLUS Loan
- Credit approval is required
More on Parent PLUS Federal Loans
Private loans
- FAFSA may or may not be required as determined by lender
- Lender application required
- Student creditworthiness or co-signer usually required
- Terms and interest rates vary by lender
Parent Private Loans
- For parents seeking a private loan on behalf of their student
Interest-Free Textbook Loans
- Up to a $500 interest-free loan from USD for books and supplies at the USD Bookstore
- Available to full-time, undergraduate students on the Vermillion campus