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Federal Direct Student Loans

More on the Federal Direct Loan

Federal Direct Graduate PLUS Loan

More on the Grad PLUS Federal Loan

Federal Direct Parent PLUS Loan

  • Credit approval is required

More on Parent PLUS Federal Loans

Private loans

  • FAFSA may or may not be required as determined by lender
  • Lender application required
  • Student creditworthiness or co-signer usually required 
  • Terms and interest rates vary by lender

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Parent Private Loans

  • For parents seeking a private loan on behalf of their student

More on Private Parent Loans


Interest-Free Textbook Loans

  • Up to a $500 interest-free loan from USD for books and supplies at the USD Bookstore
  • Available to full-time, undergraduate students on the Vermillion campus

More on Interest-Free Book Loan